Assess Your Financial Situation
Evaluate your Finances
Take a close look at your finances to determine how much you feel you can afford to spend on a home. Consider your income, savings, and any existing debts. Also, check your credit score, as it will impact your ability to secure a mortgage.
Pre-Approval
Finding how much you can buy
We can assist you in approaching multiple lenders to get pre-approved for a mortgage. This will give you a clear idea of how much you can borrow and help you narrow down your home search to properties within your budget.
Wishlist
What you would like to have in your home
A house wish list helps you identify what home features are most and least important. It’s also a communication tool to help you, your family and us get on the same page when starting the house hunt.
Knowing what home features and styles you’re shopping for before we schedule tours will save you and our buying team time when showing listings. If you’re not entirely sure what you want in a house, our home buyer wish list can help you organize your priorities.
Start House Hunting
Finding your Home
We use our resources as well as online listings to narrow our search. This allows you to attend open houses and explore different neighborhoods to find a home that meets your requirements. We want you to consider factors like location, size, amenities, and resale value.
Made an Offer and Negotiate
Submitting Offer
Once we find the right property, we will work with you to make a reasonable offer. Be prepared for negotiations and be open to compromises that align with both your and the seller's interests.
Appraisal and Inspections
Reports on Value and Condition of Home
After your offer is accepted, we advise and coordinate hiring a professional home inspector to assess the property's condition. Also, your lender will require an appraisal to determine the home's market value. These steps are crucial in ensuring that you're making a sound investment.
Close the Deal and Move In
Home Sweet Home
Once the inspection and appraisal are satisfactory and your mortgage is approved, you can proceed with the closing process. Review and sign all the necessary paperwork, pay the closing costs, and get the keys to your new home. Then, plan your move and enjoy your new home!